MENTAL HEALTH & SUBSTANCE ABUSE
Mental Health and Substance Abuse benefits are administered by Independence Administrators. Find solutions to personal problems so that you and your family can lead healthy, active and productive lives. Individual & Family Counseling, Mental & Nervous Conditions, and Substance Abuse Benefits. These benefits are combined with your Major Medical Coinsurance Plan and out-of-pocket maximums for doctor and hospital coverage.
The annual out-of-pocket maximum is a combined total between medical and mental health claims.