Find out what's covered under the Fund's extensive Benefit Plan.
Health Fund Death and Accidental Dismemberment Benefits
Active Participant at the time of your death, your designated beneficiary will receive a death benefit of $10,000.
Retired Participants at the time of your death, your designated beneficiary will receive a death benefit of $1,000.
Accidental Death Benefits for Active Participants in lieu of $10,000 Death Benefit is $15,000.
Your beneficiary will be responsible for paying any taxes associated with their receipt of this death benefit.
- You may name anyone you wish as your Health Fund Beneficiary at any time by filling out the proper beneficiary designation form, available from the Fund Office.
- If your beneficiary causes your death, no death benefit shall be paid to that person.
- An application must be filed with the Fund Office within one (1) year from the date of death to claim these benefits. If these benefits are denied by the Fund Office, your beneficiary can appeal under the applicable procedures in the Death Benefits Appeals section of the MARCC Health Fund SPD.
Accidental Dismemberment Benefits (AD) are provided to Active Covered Participants only. If you suffer any of the following losses, on or off the job, through accidental means, the specified benefits are paid to you or your beneficiary.
Loss Suffered and Benefit Payable:
- $2,500 for (2) limbs, eyes, or combination thereof.
- $1,250 for one (1) limb or one (1) eye.
To be eligible for coverage, the loss must occur within 90 days after the accident.
An application must be filed with the Fund Office within one (1) year from the date of loss to claim these benefits.
Recipient Responsible for Applicable Taxes
The recipient of any Death or AD benefits will be responsible for paying any taxes associated with their receipt of a Death or AD benefit.
Exclusions applicable to Death and AD Benefits
The Plan will not pay a death or accidental dismemberment benefit for loss resulting from or caused directly, partly or wholly, due to you being:
- Intoxicated or under the influence of any narcotic or non-prescribed federally controlled drug or substance; or
- Involved in the committing of a felony.